Power Boat Insurance
Buying a power boat can be a significant financial investment and it is important to ensure that you can compare power boat insurance quotes so that you can get the best price for the insurance cover you need.
Power boat insurance is a specialist class of insurance which most of the big brand insurance companies won't insure and we aim to help you compare power boat insurance quotes from leading insurance providers.
Power Boat Insurance Policy Benefits
Cover for the Power Boat
Subject to the Warranties and the other terms of the Policy the power boat is covered in respect of physical loss of or damage to the power boat caused by:
- Accidents
- Fire
- Collision
- Stranding
- Grounding
- Heavy weather
- Latent defects in the power boat or trailer
- Negligence
- Theft of the entire power boat
- Theft of any part of the power boat(subject to security conditions)
- Malicious acts of third parties (including vandalism, piracy or barratry)
- Rodents
- Explosion
- Lightning
- Earthquake or volcano
- Civil disturbance and terrorism
- Detonation of derelict weapons of war
Cover for the Power Boat Trailer
If cover for a Trailer is provided, subject to the Warranties and the other terms of the Policy the Trailer is covered in respect of physical loss of or damage to the Trailer caused by:
- Theft or attempted theft
- Fire
- Explosion
- Lightning or earthquake
- Collision or accident whilst in use
- Malicious acts of third parties (including vandalism)
- Civil disturbance and terrorism
- Perils of the seas or other navigable waters if the Trailer is being transported on a vessel employed on an advertised ferry service within the Cruising Area
Cover for Personal Property
If cover for your Personal Property is provided, subject to the Warranties and the other terms of the Policy your personal property and the personal property of your family is covered in respect of physical loss or damage (subject to security and other requirements).
Cover for Liability to Third Parties
If cover for liability to Third Parties is provided, subject to the Warranties and the other Terms of the Policy you are covered in respect of your legal liability to another person arising out of your interest in or use of your yacht or boat (including wreck removal and damage caused by oil pollution) and trailer if cover is provided.