Motor Cruiser Insurance

Buying a motor cruiser can be a significant financial investment and it is important to ensure that you can compare motor cruiser insurance quotes so that you can get the best price for the insurance cover you need.

Motor cruiser insurance is a specialist class of insurance which most of the big brand insurance companies won't insure and we aim to help you compare motor cruiser insurance quotes from leading insurance providers.

Motor Cruiser Insurance Policy Benefits

Cover for the Motor Cruiser

Subject to the Warranties and the other terms of the Policy the motor cruiser is covered in respect of physical loss of or damage to the motor cruiser caused by:

• Accidents
• Fire
• Collision
• Stranding
• Grounding
• Heavy weather
• Latent defects in the motor cruiser or trailer
• Negligence
• Theft of the entire motor cruiser
• Theft of any part of the motor cruiser (subject to security conditions)
• Malicious acts of third parties (including vandalism, piracy or barratry)
• Rodents
• Explosion
• Lightning
• Earthquake or volcano
• Civil disturbance and terrorism
• Detonation of derelict weapons of war

Cover for Personal Property

If cover for your Personal Property is provided, subject to the Warranties and the other terms of the Policy your personal property and the personal property of your family is covered in respect of physical loss or damage (subject to security and other requirements).

Cover for Liability to Third Parties

If cover for liability to Third Parties is provided, subject to the Warranties and the other Terms of the Policy you are covered in respect of your legal liability to another person arising out of your interest in or use of your motor cruiser or boat (including wreck removal and damage caused by oil pollution) and trailer if cover is provided.